NEWS & INSIGHTS

What we are seeing.

Market views, regulation and deal commentary, written by the people placing the deals rather than a content team.

Building a track record with lendersTEAM INSIGHTSIt’s a track record, not a transaction.Sehbaaz on why the partnerships that last look nothing like the ones that don't.Sehbaaz2 min readCommercial lendingDEAL COMMENTARYEvery lender says they’re commercial. The truth is more complicated.Every lender says they look at the deal, not the box. Committees are stricter.Hiran2 min readThe work behind a completed dealTEAM INSIGHTSThe work nobody seesKam on why specialist finance lives or dies on operations.Kam2 min readReviewing a deal before it goes to the lenderTEAM INSIGHTSChallenge the deal before the lender doesA Q&A with Hiran on the work that happens before a file ever leaves the office.4 min readRented residential propertyREGULATIONRenters’ Rights Act — and the BTL world is reshaping itself in real timeSection 21 is gone and every AST has converted. What it changes for buy-to-let.Hiran2 min readThe alternative lending marketGUIDESThe Alternative Lending Market and the Benefits It Has Brought to the UK Over the Last Decade and a HalfHow specialist lenders filled the gap the high street left behind after the financial crisis.2 min readProperty auctionGUIDESAuction Finance: What It Is and Why High Street Banks Do Not Offer ItWhy an auction purchase needs funding in days, and why the high street will not write it.2 min readProperty development siteGUIDESWhat Is a Development Loan and What Are the Benefits?Finance built around what a scheme will be worth, not what the site is worth now.2 min readBridging financeGUIDESWhat Is a Bridge Loan and What Are the Benefits?Short-term lending on property, judged on the asset and the exit, not income.2 min readValuation reportGUIDESWhat lenders are really looking for in a valuation report?The valuation is where a lender's view hardens into numbers. What they read first, and why.4 min readThe founders of CredcoTEAM INSIGHTSMeet the Founders Behind Credco: Experience You Can TrustOur story starts with two people who have seen every side of lending.3 min readModel house and pound coins on a property floor planGUIDESUnderstanding Second Charge Bridging LoansRelease equity from a property you already own, without disturbing your main mortgage.4 min read
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